Loan Calculation
This loan calculator is excellent to provide loan estimates, and to calculate 'what if ...' scenarios.
Down payment: Some banks and finance companies require the client to pay a certain amount (e.g. minimum 20% of the price) as down payment.
Remark: Many banks and finance companies request an initial fee to establish the loan and an additional annual fee to manage the loan. These fees are not included in this calculation. Contact your bank or finance company in order to get an exact calculation.
| Calculation | Expense | |||
|---|---|---|---|---|
| Preis: | 225.000,00 | SEK | ||
| Down payment: | -45.000,00 | SEK | 45.000,00 | SEK |
| Loan amount: | 180.000,00 | SEK | ||
| Loan length: | 24 | months | ||
| Interest rate: | 8,00 | % | ||
| Monthly payment: | 8.140,91 | SEK | ||
| Total payment on loan: | 195.381,84 | SEK | 195.381,84 | SEK |
| Expense in total: | 240.381,84 | SEK | ||
| Month | Payment | Interest Paid | Principal Paid | Remaining Balance |
|---|---|---|---|---|
| 0 | 180.000,00 | |||
| 1 | 8.140,91 | 1.200,00 | 6.940,91 | 173.059,09 |
| 2 | 8.140,91 | 1.153,73 | 6.987,18 | 166.071,91 |
| 3 | 8.140,91 | 1.107,15 | 7.033,76 | 159.038,15 |
| 4 | 8.140,91 | 1.060,25 | 7.080,66 | 151.957,49 |
| 5 | 8.140,91 | 1.013,05 | 7.127,86 | 144.829,63 |
| 6 | 8.140,91 | 965,53 | 7.175,38 | 137.654,25 |
| 7 | 8.140,91 | 917,70 | 7.223,21 | 130.431,04 |
| 8 | 8.140,91 | 869,54 | 7.271,37 | 123.159,67 |
| 9 | 8.140,91 | 821,06 | 7.319,85 | 115.839,82 |
| 10 | 8.140,91 | 772,27 | 7.368,64 | 108.471,18 |
| 11 | 8.140,91 | 723,14 | 7.417,77 | 101.053,41 |
| 12 | 8.140,91 | 673,69 | 7.467,22 | 93.586,19 |
| 13 | 8.140,91 | 623,91 | 7.517,00 | 86.069,19 |
| 14 | 8.140,91 | 573,79 | 7.567,12 | 78.502,07 |
| 15 | 8.140,91 | 523,35 | 7.617,56 | 70.884,51 |
| 16 | 8.140,91 | 472,56 | 7.668,35 | 63.216,16 |
| 17 | 8.140,91 | 421,44 | 7.719,47 | 55.496,69 |
| 18 | 8.140,91 | 369,98 | 7.770,93 | 47.725,76 |
| 19 | 8.140,91 | 318,17 | 7.822,74 | 39.903,02 |
| 20 | 8.140,91 | 266,02 | 7.874,89 | 32.028,13 |
| 21 | 8.140,91 | 213,52 | 7.927,39 | 24.100,74 |
| 22 | 8.140,91 | 160,67 | 7.980,24 | 16.120,50 |
| 23 | 8.140,91 | 107,47 | 8.033,44 | 8.087,06 |
| 24 | 8.140,91 | 53,91 | 8.087,06 | 0,00 |
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